Who We Work With
Transport & logistics.
Finance for the businesses that move freight — funding the fleet, the equipment and the working capital that keeps trucks on the road.
Overview
How we work with the sector.
Transport and logistics is an asset-heavy, cash-flow-tight sector, and that combination is what makes the finance distinct. We work with owner-operators running a single prime mover through to fleet businesses managing dozens of vehicles. Most of the capital goes into assets — trucks, trailers, prime movers, materials-handling equipment — which is efficient to finance because the asset itself carries the security. But the margins are thin and the costs are lumpy: a registration cycle, an insurance renewal, a fuel-price swing or a customer on 60-day terms can all squeeze a fundamentally sound operation. The work has two parts. First, the asset finance goes to lenders that understand commercial vehicles, how they hold value, and how to treat used or older equipment. Second, keep working capital available — through a line of credit, cashflow finance or insurance premium funding — so a timing gap never takes a truck off the road.
Sector Snapshot
- Typical Loan Size
- $30K — $5M+
- Common Products
- Asset finance, equipment finance, cashflow finance
- Settlement Window
- 1 — 4 weeks
- Security Profile
- Primarily asset-backed
Common Scenarios
What we finance most often.
01 / 03
Fleet & vehicle acquisition
Funding prime movers, trailers, rigid trucks or a fleet expansion — secured against the assets, without tying up property.
02 / 03
Insurance premium funding
Spreading a large annual insurance premium across the year so a single renewal does not drain working capital in one hit.
03 / 03
Working capital between invoices
Carrying the gap between paying fuel, wages and registration and customers settling their freight invoices on long terms.
Finance Products
Products most relevant to transport & logistics.
FAQ
Transport & Logistics finance — questions answered.
Yes, though lenders differ on how old an asset they will fund and how they price it. Some are very comfortable with used commercial vehicles; others are not. Matching the asset's age to the right lender is a core part of placing these deals well.
Usually not. The financed vehicle is the security, which is the main efficiency of asset finance — you fund the truck or trailer without encumbering property or other assets.
It spreads a large annual insurance premium into monthly payments across the policy year, so a single renewal does not take a heavy bite out of working capital all at once. It is a common, sensible tool for fleet operators.
Yes. A line of credit or cashflow finance covers the stretch between paying fuel, wages and registration and customers settling on long terms. We structure it around your actual payment cycle.
Standard commercial vehicles with clean documentation can move quickly — sometimes within a day or two — because the asset is the security and the structure is well understood. Larger or more specialised equipment takes a little longer.
Ready?
Let's structure your next transport & logistics deal.
One short application puts your deal in front of the lenders most likely to fund it. No obligation, no cost to find out where you stand.