Tools

Run the numbers.

Quick calculators for commercial finance. Indicative only — actual rates and terms depend on your specific deal.

01 / 04

Commercial Loan Repayment

Repayments, total interest and total cost over the life of a commercial loan.

$500,000

Slide between $50K and $20M, or type a precise amount.

$
7.50%

Type for a precise value:

%
25

Type for a precise value:

Monthly repayment

$3,694.96

Total interest

$608,487

Total amount paid

$1,108,487

02 / 04

Asset Finance Repayment

Monthly repayment and total cost on a chattel-mortgage-style asset loan, with optional balloon.

$120,000

Vehicle, plant, equipment — the price including GST.

$
$20,000

Slide to zero for no-deposit finance, or set what you'll put in.

$
8.50%

Type for a precise value:

%
60

12 to 84 months.

Balloon payment (optional)
$0

Lump sum at the end of the term. Equivalent to 0% of the financed amount.

$

Monthly repayment

$2,051.65

Total cost

$123,099

Interest rate

8.50%

03 / 04

LVR — Loan-to-Value Ratio

LVR percentage plus the maximum loan available at common 60/70/80% policy tiers.

$1,200,000

Slide between $100K and $50M, or type a precise value.

$
$840,000

Type for a precise value:

$

LVR

70.00%

Max loan @ 60%

$720,000

Max loan @ 70%

$840,000

Max loan @ 80%

$960,000

04 / 04

Commercial Stamp Duty

Indicative transfer duty on a non-residential acquisition, by state.

$1,500,000

Slide between $100K and $50M, or type a precise value.

$

Stamp duty payable — QLD

$66,775

  • Estimate only — actual duty depends on contract date, dutiable value and any concessions or surcharges that apply.
  • Excludes transfer registration fees, mortgage registration fees, and any foreign-purchaser or absentee surcharges.
  • Rates were current at time of writing. Verify against the relevant state revenue office before acting on the figure.

Disclaimer

These calculators are for illustrative purposes only. Actual loan terms, rates and repayments depend on lender policy, your specific circumstances, and assessment. Not financial advice. For a real quote, apply now →

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