Deals we've structured.

A partner accountant sent us a farming client who needed a sprayer, mid-way through splitting the business in two. The borrowing entity was brand new: no trading history, no financials, no income. Approved on forward forecasts, with no cross-company guarantee.

Facility

$352K

Asset

Case Patriot 4430

Term

5 years

A contractor with an ABN under six months old and an unpaid utility default on his credit file. We didn't submit the deal, we fixed the file first. Six weeks later: approved, settled, $80,000 over 60 months, and a 2026 Ford Raptor in the driveway.

Facility

$80K

Asset

2026 Ford Raptor

Term

60 months

A caravan park acquisition the majors had sat on for six months. We split the security: a private lender on the freehold, a cashflow specialist on the goodwill, and a renegotiated purchase price on the way through. $537,000, settled as one deal.

Facility

$537K

Security

1st mortgage

Term

2 years

A Perth franchisee had a shopping centre site lined up for his Subway store and no way to fund the move. We arranged a $245,000 second mortgage over twelve months. No valuation, and it settled inside a week of the application going in.

Facility

$245K

Structure

2nd mortgage

Term

12 months

An Adelaide equipment hire operator needed $500,000 to import his own gear and lift his margins. Six months of trading, in a sector most credit desks call high-risk. It settled with a major bank at $850,000.

Total Facility

$850K

Trading History

6 months

Lender

Major bank